Cash Express is your go-to Philadelphia pawn shop for instant money when an urgent matter arises and you need quick cash. But you have no idea what might actually have the value you need or what the pawn shop might be looking for. For that matter, you may be cautious about pawning, not knowing much about the process. 

Sell Outright or Pawn

First things first. When you bring an item to a Philadelpia pawn shop, you have the option to sell it outright or pawn it. Obviously, if you choose to sell it, it should be something to which you have little sentimental attachment. The pocket watch your dad gave you is different from a snow blower.  You will get immediate financial relief, but you will no longer be able to reclaim that item.

Pawning is a loan. You don’t have to have a credit check; you get your money immediately. A contract is involved, detailing interest and a specific time within which it must be repaid usually 90-130 days). If you don’t pay on time, that item becomes the property of the pawnshop. 

In either case, bring any documentation you have proving your ownership. Remember that items in the best condition will yield more than those needing repair or touchups. Do a little research about your chosen item(s) before going to a store to understand their value. While you won’t get retail from pawning, having a price point is good. 

You will be asked for ID. This aids in law enforcement cooperation and any financial transaction requirements.

Items Pawn Shops Often Buy

Every Philadelphia pawn shop has a different preferred inventory depending on current trends and perhaps a theme like knives and swords.. Cash Express specializes in high-end jewelry, watches, antiques, diamonds, and precious metals. But we also look for cameras, tools, musical instruments, tablets, and televisions. 

Antiques 

Cash Express has a whole showroom dedicated to antiques, including statues, service ware, candleholders, salt servers, chairs, and even urns. If you are thinking of selling or pawning a piece of furniture, call us beforehand (215-922-1560). We may not have room for it (right now) on the display floor. Even if our answer is “not now,” we may have an opening later or get a request for what you’re selling. 

Antique by Arc loves unique items! If you have anything that proves providence, please bring it with you. Providence shows us history, ownership, location made, and even sometimes the original value. If there’s a verifiable maker's mark, that's a real find. Those increase the value of an item.

Clean Out the Closet

When your closet is stuffed to overflowing with many items you no longer wear, take a look through the tags. Any classic designer's clothing holds its value, as do some good-condition vintage pieces. Look for names like Armani, Chanel, Christian Dior, Gucci, Louis Vuitton, Pierre Cardin, Sephora, and Ralph Lauren.

Minor wear and tear is expected. However, extensive rips or stains may make the item unsellable.

Semi-Precious Sparkling Stones

When people think of jewelry, many immediately think of pearls, diamond rings, sapphire earrings, and perhaps a dainty ruby bracelet. However, there are many other crystals that are both durable and valuable, whether loose or in a setting. Polished amethyst, tourmaline, and tanzanite are always delightful. Oh, and a sea-blue larimar catches the eye. 

So, if you find jewelry with stones other than the “traditional,” don’t rule it out. Also, don’t overlook costume pieces, many of which yield surprisingly pleasant appraisals.  

What Else Can You Sell or Pawn at a Philadelphia Pawn Shop for Instant Cash?

Use your imagination. Do you have a plethora of video games? Maybe a laptop, guitar, amplifier, or designer watches? Cash Express has an appraiser on site, so we can give you a fair return.

Don’t hesitate to contact us with questions. You can email info@pawnphiladelphia.com, 

or fill out our online contact form. We look forward to helping you achieve your financial goals.

Cash Express is a Philadelphia pawn shop near you on whom you can depend. We are the number one pawnbroker in the area for Quick Cash. Specifically, we are always happy to consider loans for high-end pieces like precious metals, gems, watches, and antiques. 

Pawning Isn’t Always Selling

When you need money quickly and consider pawning something on hand, you do not have to sell it. The truth is that many people have valuables with high sentimental value, and they don’t want to trade them in permanently. That’s where pawning your item comes into consideration. 

What is a Pawn Shop Loan

Going to a Philadelphia pawnshop near you for a loan is much easier than securing one from a financial institution. There are no credit checks, meaning your credit score won’t suffer. Additionally, you don’t have to worry if you have bad credit. 

Here’s how it works.

1. You bring the item to the store

2. The pawnbroker will check the item and assess the value

3. At this point, you can get the loan value or sales value. 

4. If you choose a loan, review the terms of the agreement. You must approve the interest rate and payment period. 

5. Local laws govern the amount of interest a pawn shop can charge. In Pennsylvania, it is 2.5% monthly plus a $1 service charge.

6. Once everything is signed off, you get your fast cash and a pawn ticket.

DO NOT LOOSE THAT TICKET

You will need it to get your item back when you complete the loan

7. If you cannot repay the loan, it becomes the shop's property, and they can sell it.

8. Some stores will offer loan extensions, but be prepared for a potential fee and, of course, more incurred interest. 

Selling

If you don’t mind selling your item, you can certainly do so. Again, a Philadelphia pawn shop near you, like Cash Express, will give you immediate cash based on the value minus enough for the store to make money. We can then add it to our gallery of goods. 

What Can You Sell?

The answer to that question is nearly anything. The bigger question is how much money you need for your current situation. When you know that, you can assemble a bundle of things that can potentially add to that goal. Remember you won’t be getting retail, so plan accordingly. 

Most Philadelphia pawn shops near you, like our store, are looking for specific items. We constantly watch for game consoles, electronics, bikes, precious metals (including coins), jewelry, cell phones, tools, watches, collectibles, and designer clothing, just to name a few. We watch consumer trends to see what’s popular, but we also appreciate one-of-a-kind, unique items. 

We also have Ark Antiques, specifically for those historical items and vintage treasures. Bring in those candelabras, vases, statues, and silverware! You may have a gold mine without even realizing it. 

Take a Field Trip to Cash Express!

You may feel a little odd about going to a pawnshop for quick cash, but you’re taking part in a history going back 3,000 years. It’s not newfangled, and we promise you welcoming smiles and answers to your questions. You can get in touch with us before your visit in three ways:

• Use our online contact form 

• Email us at info@pawnphiladephia.com, or 

• Call our office at 215-922-1560.